Specialty Program for Local Taverns, Neighborhood Bars, Sports Bars & Restaurants

With multiple "A" Rated companies available to you through Concorde, we can help you B.Y.O.P. (build your own package) to meet the specific needs of your favorite local watering hole. We write many types of neighborhood bars and restaurants, even Craft Breweries!

Bar/Restaurant Application*  
*For full functionality, please download the app to your computer prior to completing.

Available Coverages Include:

  • Property
  • Liquor Liability
  • General Liability
  • Excess Liability
  • Hired or Non-owned Auto
  • Crime
  • Cyber Liability

Target Accounts

We Love New Ventures!

  • Property in town (PC 1-7)
  • Up to 100% liquor sales
  • 3 years ownership / management experience
  • DJs, live bands or other entertainment up to 2x/week
  • 1 FT employee other than the owner (if requesting Work Comp)
  • Establishments that do not cater to the college age crowd
  • Receipts up to $1,000,000
  • Limited cooking with approved fire protection
  • Dance floors up to 650 square feet
  • No drink specials
  • No security or bouncers

Special Features

  • We serve Shots (Monoline) or Mixed Drinks (Package)
  • GL & Liquor: Defense is outside of the limits
  • A Rated Carriers with a history of writing taverns
  • Property up to $1 Million – we include equipment breakdown
  • Special Form & Replacement Cost available
  • Assault & Battery Available
  • $1M/$2M General Liability & Liquor Liability limits available
  • Excess Liability up to $5,000,000 (excludes liquor)
  • Cyber Liability Options - Bars handle patron names, credit/debit card numbers & driver’s license numbers on a regular basis!

For details, contact your Commercial Excess & Surplus Lines Underwriter. 

Please send all applications, supplementals and requests to submissions@cgains.com.