Concorde makes it fast and easy to offer a Commercial Excess quote on every account. This extra layer of protection is designed to “kick-in” when the liability on other current policies has been exhausted. It gives businesses an added liability protection beyond the limits of primary General Liability, Auto Liability, Liquor Liability, etc.
Benefits of having a Commercial Excess policy on every account include:
- Coverage for Unforseen Circumstances - Extra coverage for everything from catestrophic events to simple slip and falls.
- Unpredictable Jury Awards - If an accident should happen and a business is found to be at fault, no one can predict how much a judge or jury may award. Liability limits from current primary policies will probably not cover costs for negligence.
For details on what we are writing or to discuss a specific risk, contact our Commercial Agency Bill Team.