Not Every Home Fits an HO-3.

That's Where We Come In.

Concorde specializes in insuring owner-occupied, seasonal, rental and vacant homes that do not qualify for or do not require a standard homeowners policy. We'll even consider dwellings with prior losses, unrepaired damage or other underwriting concerns.  We have one of the broadest product offerings, but don't let that overwhelm you! We're happy to discuss a specific account and what option may be the best fit. Simply contact our Personal Lines Team.

Select your state below for a list of the specific carriers and products available. 

Quote Now  "Just the Basics" Dwelling Program  


Have you tried our Concorde Navigator?
 

This online tool can help you narrow down which
programs may be a fit for your Personal Lines
Property account.  Click Here to Try It!

 

Just the Basics Dwelling - DP-1 with Extended Coverage

Great Lakes Insurance SE

Just the Basics is Anything but Basic! Quote in peteRATER+ Dwelling  Product Guide (PDF)  Product Video Tour New Quoting Experience in peteRATER+! We've streamlined the process of writing a…

AMsuite Dwelling Special (DP-3)

American Modern Insurance Group

This product protects rental properties, seasonal homes, or vacant homes using a form based on DP-3 which includes a replacement cost settlement. Home values run between $75,000 and $1M, and we accept…

AMsuite Dwelling Basic (DP-1)

American Modern Insurance Group

Some homes may not be eligible for full coverage, and sometimes a customer may request just the basics. This product helps you cover most occupancies – a full-time home, rental property, seasona…

Aegis General Portal Dwelling Basic (DP-1)

Aegis General Insurance

The Aegis General Portal now connects Concorde agents to the Aegis Dwelling product in AZ, CO & OR! This program is a fit for many accounts, including rental units, vacant units, older homes, lowe…