Condo (HO-6)

This program is designed to protect condos used as a primary, secondary or seasonal residence, as well as those rented to others (annually or seasonally) with Coverage A values up to $500,000. 

Online Instant Quote  Phone Instant Quote - 855-884-0711   

Program Eligibility

• Applicant is the owner of condominium unit or cooperative unit
• Named insured can be an individual(s), trust, estate, limited partnership, family partnership or LLC
• Short-term rentals are acceptable
• Applicants with one prior loss in the last three years
• Protection class 1-9 acceptable

Product Advantages

• Personal injury included
• Personal lines forms for entities other than individuals
• Ability to include loss assessment up to $50,000
• Can include condo association as additional insured
• Ability to quote and bind online

Most Common Ineligible Risk Characteristics

• Client has 2 or more claims in 3 years.
• Applicant is an entity who purchased the unit for use by employees
• Unit has woodstoves or space heaters
• Unit has a business exposure, child care or farm exposures
• Unit is undergoing renovation
• Unit is rented to college students or has roomers or boarders
• Unit is located in a protection class 10